FIRE MISSION

Careers › Warehouse worker

Warehouse worker: pay, training and money by age

Picking, packing, loading and moving goods in warehouses and distribution centers. Usually hired straight out of high school; forklift certification adds pay. About $38,000 a year at the middle of a career, about $18 an hour.

At 30$101,951what you own minus what you owe
At 45$452,408range $202,784 to $783,357
Could stop working at59range 49 to 67
Try your own version

Opens Starting Out with this job picked. Change anything: school, rent, car, family, savings, detours.

Getting there

Straight to work. No tuition. Pay starts near $26,600 and rises with experience.

First month on the job (age 18)

Pay before taxes$2,217
Take-home after taxes$1,911
Rent or housing$0
Car−$350
Food, phone, utilities, health and personal−$500
Saved (10%, plus the tax a 401(k) saves)−$1,061
Left for everything else$0

Plus about $89 a month from an employer match. Rent assumes roommates.

Tight early on: with these defaults the budget runs short by up to $453 a month from age 22. Roommates longer, a cheaper place or a second income closes it.

What changes the picture

ChoiceResultCould stop at
Stay single, no kids$317,395 at 4552
Invest $250 more a month$553,461 at 4556
Rent from 18 instead of living at home to 22$285,362 at 45
A DUI at 22about $108,154 less by 6560
Smoking a pack a day from 22about $360,910 less by 6562

At the same savings rate, higher pay doesn't always mean stopping sooner: spending tends to rise with pay. Saving more is what moves the date.

Questions

How much does a warehouse worker make?

About $38,000 a year at the middle of a career (U.S. median, Bureau of Labor Statistics), or about $18 an hour. Starting pay is lower, around $26,600.

How do you become a warehouse worker?

Picking, packing, loading and moving goods in warehouses and distribution centers. Usually hired straight out of high school; forklift certification adds pay. In the model: Straight to work. No tuition.

When could a warehouse worker retire?

With the defaults on this page (saving 10% of take-home, a 4% match, married at 28, two kids, a home at 32), about age 59, and from 49 to 67 depending on pay and markets. Saving more moves it sooner.

Similar careers

Fast food or cook · Cashier or retail · Construction laborer · Truck driver (CDL) · Medical assistant · all careers

How these numbers are made: the FIRE Mission Starting Out model in today's dollars. Pay is the U.S. median from the Bureau of Labor Statistics (2023-24), rounded; starting pay is about 70% of it, rising to about 125% after 20 years. Defaults: start at 18, live at home to 22 with the rent invested, roommates to 24, $1,450 rent, a paid-off car with $150 insurance, married at 28 to a spouse earning $50,000, two kids from 30, a $400,000 home at 32 once affordable, saving 10% of take-home with a 4% match, 5% returns after inflation, Social Security from 67. The range runs from 25th-percentile pay with 3% returns to 75th-percentile pay with 7%. A sketch, not a forecast, and not financial advice.